Ricardo Ludert CLTC

Financial Advisor

Ricardo Ludert

Office: 305-415-8520

200 S Biscayne Blvd
Ste 1150
Miami, FL 33131-5345

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Northwestern Mutual Expects to Pay $4.6 Billion in Dividends to Policyowners in 2009

The Northwestern Mutual Life Insurance Company will continue to lead the industry in total life insurance dividends paid in 2009 - crediting their long term investment strategy, strong operating fundamentals, and capital strength for delivering exceptional value to policy owners.

Learn more about life insurance dividends.

Let Your Worries Go

Northwestern Mutual and I want to help you let your worries go. Whether you worry about financial security, natural disasters, illness or hunger, learn how we can help.

To help combat these worries, The Northwestern Mutual Foundation has earmarked $1 million for Habitat for Humanity - New Orleans, Susan G. Komen for the Cure, America’s Second Harvest and the YMCA. View www.letyourworriesgo.com and vote for how the funds will be distributed.

Encourage your friends and family to vote too!

Life never stands still. It’s always changing direction and presenting us with new opportunities. That’s why your approach to seeking financial security has to be flexible. As life changes, so do your circumstances, needs, and goals. I make it my business to know my clients and their families well. I think it’s important for me to understand not just the state of their finances, but also their personal goals and preferences. Working together, we will be able to identify the aspects that most need attention, now and for the future. It’s important to keep up with the significant changes in life. Let me help you achieve a future with financial security.
 
 

My Mission

As a Northwestern Mutual Financial Network Representative, in all situations I will make those recommendations which I would do for myself and my family if faced with a similar situation.

By matching your needs with innovative solutions utilizing world-class insurance services and internationally recognized investment products, I will do my best to help you protect and provide for those people you care about most. I will work hard to build a relationship with you based on trust and integrity, always striving to provide you with the same level of ethical service that I would expect for myself.


Northwestern Mutual Financial Network

We provide you with access to a nationwide network of representatives, advisors and specialists—people who have invested their time and developed their talents to become experts and they have the knowledge that comes only from experience.

What’s paramount is to have a flexible approach with complementary solutions. We strive to call on the full capabilities of the Northwestern Mutual Financial Network, providing our clients with financial services that allow them to feel assured that their intentions have been understood and their needs are being addressed.