NMFN: ATN, Northwestern Mutual Investment Services LLC, Fee Schedule

NMIS Account Fee Schedule

Account Fees





	Account Service fee		$ 50.00*


	Customer Name Safekeeping		$ 48.00/position/year


	Foreign Securities Recordkeeping		$ 48.00/position/year


	Stock Option Exercise		$ 100.00


	Margin Extensions/Late Payment		$ 10.00****


	Closing/Transfer Out fees		$ 75.00/ $125 for IRAs





	Limited Partnerships/Private Placements:


	Retirement Accounts Annual Fee		$ 35.00/position/year


	New Document Review		$100.00


	Subscription, redemption, re-registration		$ 50.00 + any fees imposed by transfer agent

IRA Accounts





	NMIS IRA Accounts		(Northwestern Mutual Wealth Management Company As Custodian)


	Set up fee		$ 0


	Annual fee		$ 50.00**


	Coverdell ESA annual fee		$ 25.00


	Roth Conversion Fee		$ 25.00


	IRA householded to NMIS Gateway Platinum		$ 0.00***

Cash Management Services Fees





	Wire Transfer		$ 15.00


	Check Overnight		$ 12.00

*The Account Service Fee applies to select accounts in households totaling less than $50,000.00 in assets held at NMIS. Accounts exempt from this fee include: NMIS Gateway Platinum, IRA's, Qualified Plan Accounts, and accounts that contain certain single fund solutions. For more information regarding the Account Service Fee, please contact your NMIS Registered Representative.

**The annual fee for IRA accounts is waived if a single IRA, or a combined household, holds $100,000 or more in assets held in street name or network level 3 at NMIS. In addition, the IRA fee is waived for Signature Advisory IRA accounts. Contact your NMIS registered representative for details.

***One free IRA account when householded to a NMIS Gateway Platinum account.

****Effective January 1, 2005 NMIS reserves the right to assess a late payment fee, with a minimum of $10.00, for any trade paid for past Reg-T date. The charge will be calculated at the current margin interest rate beginning on settlement date. Late payment fees will be subject to a $10.00 minimum such that any fee calculated to equal $1.00-10.00 may be charged a flat $10.00. Amounts less than $1.00 may be waived. The interest period for late payments is the 16th of the month through the 15th of the next month. Charges are posted to the client's cash account on the same day margin interest is posted (second last business day of the month). IRA accounts, DVP accounts, and accounts with a margin balance are not subject to the late payment fee. Other accounts that accrue small interest amounts and/or that have no prior history of late payment, etc., may be waived by NMIS at NMIS's discretion.

Physical Security Deposits & Transfers





	Legal Deposit Fee¹		$ 60.00 per CUSIP


	Reorganization²		$ 10.00


	Register and Ship of Physical Certificates³		$ 60.00 per CUSIP


	Foreign Securities


	Foreign Fixed Income Clearance		$ 50.00


	All other Foreign Securities		$ 75.00


	Incoming and/or outgoing account transfer		Fee imposed by the transfer agent


	Stock dividend		Fee imposed by the transfer agent


	Treasuries and GNMA Transfers/Deposits		$ 50.00 per certificate

Resource Checking (Available in IRA accounts only)





	Annual Fee		$ 0.00


	Check stop payment (No additional charge is incurred if a series of checks are stopped.)		$ 10.00


	Historical check copy		$ 2.50


	Returned check/ACH (e.g. NSF)		$ 25.00


	Check re-orders (Supply of 25)		$0.00

Pro Cash Plus Checking (Available in non-IRA accounts only)





	Annual Fee		$0.00


	Check stop payment ( No additional charge is incurred if a series of checks are stopped)		$10.00


	Historical check copy		$2.50


	Returned check/ACH (e.g. NSF)		$25.00


	Check re-orders (Supply of 150)		$10.00

NMIS Gateway Platinum (Available in non-IRA accounts only)





	Annual Fee (Assessed annually from opening date)		$100.00*


	Stop payment of NMIS Gateway Platinum check (No additional charge is incurred if a series of checks are stopped.)		$ 10.00


	Historical check copy		$ 2.50


	Returned check/ACH (e.g. NSF)		$ 25.00


	E-Bill Management		$ 7.95 monthly


	Check re-orders (Supply of 150)		$10.00

*Annual Gateway Platinum fee is waived if the account holds $250,000 or more, or if your combined household holds $250,000 or more in assets held in street name or network level 3 held at NMIS. Accounts must be householded prior to fee invoicing. Contact your NMIS registered financial representative for details. If the household contains an IRA, one IRA annual fee is waived. Other charges from outside vendors may apply (e.g., ATM or transfer agent fees).

¹Legal deposits are certificates that require legal documents (death certificate, corporate resolution, etc.) to render it negotiable.

²Reorganization Fee: The exchange of a physical certificate for another certificate (and/or cash) as part of a company reorganization activity. Applies to customer name certificates only; no fees are assessed for corporate action transactions for securities registered in street name.

³As of January 1, 2008 all equities must be DRS eligible (Direct Registration System). This fee applies only to the few equities who continue to issue certificates. Contact your Financial Representative for more information.

ERISA Plan Fees





	Qualified Retirement Plans		Northwestern Mutual reserves the right to charge a re-registration fee (e.g., tax law change requiring new documents).


	Northwestern Mutual prototype plan document set up fee		$200.00


	Northwestern Mutual prototype plan annual fee		$ 50.00