Finding the right mutual fund or combination of funds is really a matter of understanding your risk tolerance, your goals, and your time horizon.

Your Northwestern Mutual Financial Network Representative takes you through a systematic and confidential process to help you create a personal investment plan. As part of that plan, your representative may suggest some mutual funds for consideration.

For each suggested fund, your representative provides a prospectus. You should carefully consider the investment objectives, risks, expenses and charges of the investment company before you invest. A prospectus will contain this information and other important information that you should read carefully before you invest or send money.