A variety of CDs are available through Northwestern Mutual Investment Services, LLC (NMIS).

Fixed Rate CDs*

• Provide a guaranteed, fixed interest rate determined at purchase and remains constant for the duration of the certificate.
• Interest is usually paid twice a year.
• Maturity may range from 3 months to 10 years.
• FDIC Insured.

Zero Coupon CDs*

• Offered at a discount from par.
• The discount is considered taxable income by the IRS and must be declared annually.
• Suited for long-term investors in Individual Retirement Accounts with tax-deferred growth.
• Do not pay interest until maturity.
• Maturity may range from 5 to 20 years.
• FDIC Insured.

Market Index CDs

• Provide interest rates linked to U.S. stock indices to achieve market-like returns.
• Although the value of the CD will follow the stock market, CDs held to maturity will return a minimum of 100% of the initial investment.
• Redemptions prior to maturity are only allowed on specific dates.
• Income is not paid until maturity, but must be declared annually as taxable income.
• Appropriate for long-term investors in Individual Retirement Accounts with tax-deferred growth.
• Maturity varies and is determined at initial purchase.**
• FDIC Insured.

You should carefully consider the investment objectives, risks, expenses and charges of the investment company before you invest. Your Northwestern Mutual Investment Services Registered Representative can provide you with a prospectus that will contain the information noted above, and other important information that you should read carefully before you invest or send money.