Our business is building enduring relationships based on the individual needs and circumstances associated with each client.

• Guidance
  Our Specialists work with you to create a customized plan and help you implement your benefits strategy. They suggest products and services only after considering your specific goals and needs. Your Employee Benefit Specialist will monitor your situation and suggest changes to your benefits plan as they become necessary.

• Planning Services
  Our Employee Benefit Specialists have helped businesses and other organizations throughout the country create benefit plans with a variety of approaches and products.

• Fact Finding
  The first step of a systematic process to help businesses achieve their objectives is to gain an understanding of the firm's benefit philosophy and corporate strategy.

• Analysis
  Using analytical tools, an assessment of the current plan will be conducted. This typically includes claim utilization, plan costs, contracts, network appropriateness, plan design, funding approaches and other elements that make up the overall plan.

• Recommendations
  Your business will receive a presentation of findings that includes any recommendations for improvements to the plan and how to integrate corporate goals into the final overall plan.

• Implementation
  Depending upon decisions made in the recommendation phase of planning, there will be involvement in rate negotiation with carriers, coordinating the enrollment and underwriting process, calculating employer/employee contributions, finalizing documentation, communicating decisions to employees and setting up any new or value-added plans.

• Communication
  Employee Benefit Specialists help employers communicate the benefits and costs of plans to employees, using innovative technology.