NorthwesternMutual
Northwestern Mutual helps clients protect against financial risk and achieve financial security. The company, its subsidiaries and affiliates offer life, disability and long-term care insurance, investment products, advisory services and trust services that address client needs for financial protection, wealth accumulation, estate preservation and asset distribution. Headquartered in Milwaukee, Wisconsin, the mutual company has more than 3 million members and expects to continue as the leading U.S. company in total individual life insurance dividends paid to policyowners.
Northwestern Mutual Financial Network
Northwestern Mutual Financial Network is the marketing name for the sales and distribution arm of The Northwestern Mutual Life Insurance Company, its subsidiaries and affiliates, with network representatives in nearly 350 network offices nationwide. The mission of the Northwestern Mutual Financial Network is to develop enduring relationships with clients by providing expert guidance for a lifetime of financial security. With the help of a network of specialists, representatives provide innovative solutions using world-class insurance products and investment products.
Subsidiaries
QuietCare® long-term care insurance is offered through Northwestern Long Term Care Insurance Company, Milwaukee, Wisconsin. Strategic Employee Benefit Services™ is a nationwide group marketing program providing specialized services in the employee benefit arena exclusively through the Northwestern Mutual Financial Network. Securities are offered through Northwestern Mutual Investment Services, LLC (NMIS), Suite 300, 611 E. Wisconsin Ave., Milwaukee, Wisconsin, 53202, 1-866-664-7737. NMIS, a registered investment adviser, broker-dealer, and member of FINRA and SIPC, is a wholly owned company of Northwestern Mutual. Northwestern Mutual Wealth Management Company, a wholly owned company of Northwestern Mutual, is a limited purpose federal savings bank authorized to offer a range of financial planning, trust, fiduciary, investment advisory and investment management products and services. Russell Investment Group is a Washington, USA corporation, which operates through subsidiaries worldwide and is a subsidiary of The Northwestern Mutual Life Insurance Company.
More About Dividends
The decision with respect to the determination and allocation of divisible surplus as dividends each year is at the discretion and sound business judgment of the company's Board of Trustees. There is no specific method or formula which binds the Board of Trustees' discretion. In its 2008 Dividend Scale resolution, the Board of Trustees has exercised its discretion to guarantee a minimum amount of dividends to be paid in 2008 to the policyholders as a group. If this guaranteed amount exceeds the aggregate amount of dividends actually paid to individual policyholders in 2008, that excess will be paid out in 2009 pursuant to the 2008 Dividend Scale resolution. The presence of a guaranteed minimum amount in the 2008 Dividend Scale resolution does not obligate Northwestern Mutual to declare a dividend in future years, or to guarantee any portion of dividends that may be declared in future years.
A Career Invitation
For information on a career as a Northwestern Mutual Financial Network Representative, visit the Network Web site: www.nmfn.com
Have a Question?
For policy inquiries or general information, see www.northwesternmutual.com. For billing and payment inquiries, call 1-800-388-8123. The company's general phone number is (414) 271-1444.
Every year, insurance fraud costs companies and consumers billions of dollars. What can policyowners do to help the company's anti-fraud efforts? The company's Web site has information on this topic. To report fraud, e-mail antifraud@northwesternmutual.com or call toll-free 1-877-607-2485.
This report contains profiles of certain Northwestern Mutual clients, their personal financial needs and how Northwestern Mutual and its affiliated companies met their needs. The personal financial needs and results of the clients shown in this report may not reflect the experience of other clients. Please discuss your personal financial situation with your Northwestern Mutual Financial Representative before purchasing any product or service. Please keep in mind that working with a Northwestern Mutual Financial Representative or any other financial services provider is not a guarantee as to future investment success.