Disability Income insurance replaces a portion of earned income lost due to a total or partial disability.

Interim Term Disability Insurance provides temporary coverage until an employee qualifies for employer-sponsored disability coverage.

Disability Overhead Expense provides a monthly benefit for covered overhead expenses when a business owner is partially or totally disabled.

Key-Person Disability coverage provides a benefit to the business in the event the key employee is disabled.

Disability Buy-Out Coverage helps fund a disability buy-out agreement with installment or lump-sum payments.

Small Group Long Term Disability Insurance provides monthly benefits for disabilities lasting longer than 13 or 26 weeks and is available to employers with three to nine employees.

Small Group Short Term Disability Insurance provides weekly benefits for disabilities up to 26 weeks and is available to employers with three to nine employees.

Large Group Long Term Disability Insurance provides monthly benefits for disabilities lasting longer than 13 or 26 weeks and is available to employers with ten or more employees.

Large Group Short Term Disability Insurance provides weekly benefits for disabilities up to 26 weeks and is available to employers with ten or more employees.