MULTI ASSETMULTISTYLEMULTIMANAGER ^TM

All investments carry some level of risk. However, we believe risk can be managed at multiple levels. Russell's time-tested investment approach rests on the following foundations:

• Diversifying among asset classes is one of the most prudent approaches to managing risk.
• Investment styles move in and out of favor with the market.
• Even the best investment managers do not stay on top for extended periods of time.

The Russell Investment Approach

Russell's sophisticated strategy is designed to help you reduce risk and build long-term wealth. To develop long-term financial security, you and your financial professional can diversify portfolios at these three levels, based on your investment goals and risk tolerance:

• Multi Asset— Each of the major fields of investment can be included in a portfolio, in proportion to your objectives.



• Multi Style— When you invest in one Russell fund, your investment has representative managers from each style category. No matter which style is in favor at a time, this blending of styles can help reduce risk and work toward more consistent returns.



• Multi Manager— Within manager styles, Russell mutual funds and managed accounts use a manager-of-managers approach, selecting and monitoring some of the most talented money managers in the world.

You should carefully consider the investment objectives, risks, expenses and charges of the investment company before you invest. Your Northwestern Mutual Investment Services Registered Representative can provide you with a prospectus that will contain the information noted above, and other important information that you should read carefully before you invest or send money.