Offered through Northwestern Long Term Care Insurance Company

You've worked hard to build your estate. It's a road map, guiding you to the goals you would like to achieve. It may include a trust for funding for your children's education, or perhaps charitable giving is an important part of your plan.

How liquid is your estate? If you had a need for long-term care, do you have the income stream to pay the potential costs? Would you have to divest some of your assets to pay for this type of care? If you did, would it be the right time and what would happen to your estate?

Long-term care insurance is one way you can plan to pay for long-term care services you may need in the future. It enables you to transfer some of the financial risk of long-term care costs to an insurance company. In exchange for paying premiums, long-term care insurance helps enable you to preserve your accumulated wealth from the high expense of long-term care, while helping to secure your dignity, choice and independence.

Long-term care insurance provides a variety of benefits, and people rely on long-term care coverage for different reasons. Planning for potential long-term care needs should be an integrated part of any preparations for estate distribution. Long-term care insurance helps provide funding for these potential costs.This can mean enhanced security for you and your family.