As you think about your estate, ask yourself the following questions:

• Will your family have enough to continue its lifestyle?

• Is funding for your children's education important to you and your family?

• Have you written a will or named a guardian for your children?

• Do you have current powers of attorney covering both health and financial issues? Do you have a living will (medical directive) regarding life support?

• Is putting money aside on a regular basis for long-term savings important to you? Why?