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Mutual funds allow you to obtain the expertise and experience of professional money managers, while taking into consideration your individual goals, risk tolerance, and investment time horizon. By pooling the resources of many investors, mutual funds provide access to a broader range of securities than most individuals could afford on their own. Mutual funds are a convenient and affordable way to invest. In many cases, the minimum investment for a mutual fund may be less than the cost of purchasing a single security held in the fund's portfolio. The Right Mutual Fund A vast array of mutual funds exists. Mutual funds are typically classified by their investment objective, targeted industry and risk to principal. With a large variety of mutual funds to choose from, it is almost certain that a fund or a portfolio of funds exists that meets your needs and risk tolerance. The most common types of mutual funds and their characteristics are: |
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 |  | | | Funds | | Investment Vehicle | | Fund Objective | | Risk Level | | |  | | | Aggressive Growth | | Stocks | | Maximum Capital Appreciation | | Highest | | |  |  | | | Growth | | Stocks | | Long Term Capital Appreciation | | High | | |  |  | | | Growth & Income | | Stocks and Bonds | | Growth and Income | | Moderate | | |  |  | | | Equity Income | | Stocks and Bonds | | Income and Growth Potential | | Moderate | | |  |  | | | Fixed Income | | Bonds | | High Income; Relative Stability | | Low | | |  |  | | | Money Market | | Treasury Bills, CDs, Commercial Paper | | Liquidity, Preservation of Capital | | Lowest | | |  |  |  |
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Finding the right mutual fund or combination of funds is really a matter of understanding your risk tolerance, your goals, and your time horizon. A Network Representative* will take you through a systematic and confidential process to help you create a personal investment needs analysis. As part of that analysis, your representative may suggest some mutual funds for consideration. Mutual Funds are offered and sold by prospectus only. You should carefully consider the investment objectives, risks, expenses and charges of the investment company before you invest. Your Northwestern Mutual Investment Services Registered Representative can provide you with a prospectus that will contain the information noted above, and other important information that you should read carefully before you invest or send money. |
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To learn more, contact one of our Financial Representatives |
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